Benign Violation Theory: An Explanation for ‘Pocahontas’ Outrage

When I was six years old and my brother was eight, each of us was given a quarter to spend in a candy store before seeing a movie.  I thought my quarter was a fortune, but not so my brother.  The third-grader was unhappy with the quantity of popcorn he could get for his coin and complained to the shopkeeper.  The impatient shopkeeper asked my brother, “What do you want for 25 cents, the Brooklyn Bridge?”  My brother said, “Yeah, ya got any in stock?”


This exchange happened in the late 1950s on Staten Island.  The TV show Impractical Jokers is also a creation of Staten Islanders: four guys who stage embarrassing hidden camera pranks around New York City.  It is no coincidence that this show features New Yorkers pulling weird, sometimes humiliating and disgusting pranks on other New Yorkers.  It’s the only place they could get away with it.  Humor, sarcasm, laughing at yourself and others, acerbic name-calling, and “ranking out” are essential coping mechanisms for life in New York – especially so for the mensches, the real people in the streets, stores, and neighborhoods.



New Yorkers have what psychologists call a large capacity for benign violation.  In other words, they can take it, and they can dish it out, too.  When the New Insensitive Male in the White House calls the identity-hoaxer Senator Elizabeth Warren “Pocahontas” – punctuated by adding that the only apology he makes is to the real Pocahontas for comparing her to goofy Liz – Trump is being an archetypal guy from Queens. He is deploying humorous mockery, a powerful coping mechanism in conflict situations, which, like my brother, he learned to use as a child.


President Trump is liberating Americans from the mental prison of political correctness and allowing them to laugh again.  But the sourpuss left wing doesn’t get the joke.  On the contrary, left-wing media are all panty-wadded about Trump’s Pocahontas jibe, and of course, they are wailing about racism.  Senator Warren herself wrote that Trump showed “the very worst of gutter politics.”  The senator thinks nothing in politics could be worse than her being called a sarcastic name?  She must consider herself a supremely important person.


Psychologists have advanced many theories to understand the dynamics of humor and what makes people laugh.  Benign violation theory is a recent addition to this literature by Caleb Warren and A. Peter McGraw.  It is particularly robust in explaining why many people find Trump’s Pocahontas moniker amusing while others are greatly offended.  Benign violation theory posits that humor is experienced when a circumstance is simultaneously perceived as a violation but also as being benign.  Most violations do not amuse, but a violation that is perceived as OK, acceptable, or safe produces amusement and laughter.  The theory explains that major forms of humor such as puns, sarcasm, punch lines, practical jokes, slapstick, and horseplay make people laugh because they involve violations of linguistic, physical, or cultural conventions (“Take my wife – no, please, take her.”) yet at the same time are benign and therefore acceptable to the recipient of the humorous attempt.


Because sarcasm involves saying one thing but meaning the opposite, it violates conversational norms of meaning.  When it is perceived as safe, such as the proverbial sale of the Brooklyn bridge, it can be funny.  Trump gives Senator Warren the name of a Powhatan Indian princess who died in 1617 because he believes that the senator is not an American Indian as she has claimed to be.  The senator and others of the far left not only don’t find the sarcasm amusing, but splutter that it is a racist outrage.  BVT theory neatly accounts for this: “Sarcasm isn’t funny to people who don’t detect the speaker’s true intention.  Nor is it funny to people who don’t approve of the speaker’s true intention.”


The left wing strongly disapproves of the president’s intention to call out Senator Warren’s hoax.  This is because classical liberalism is gone, replaced by dogma focused on oppressions of the distant past and sustained by bitter delusions that seek the worst in the human heart – politics founded upon the purported original and eternal sin of American white racism.  The priestcraft of the cult that replaced liberalism is driven by an obsessive search for innovative examples of white racism to confirm itself, enlarging upon loony white privilege theory and sniffing around every sombrero for signs of “cultural appropriation.”  This season’s fashion-forward term on the bigotry runways is “white supremacy.”  Regarding the knee-jerk outrage at the president’s jokes, blind dogmatists are not known for their sense of humor.


Trump’s humor will prevail against the left’s addiction to racism-spotting because his sarcasm is benign to people who love America as she is.  Calling Warren Pocahontas resonates with the wish of Americans for the restoration of a meritocracy and equal opportunity in academia.  In her (unsuccessful) outrage, Senator Warren is hoping that people who really are of American Indian ancestry will continue to burn in the long banked fires of historic victimization.  But she is also stoking a non-benign attitude toward America.  Leftists can’t laugh at themselves or anything else anymore, and everybody needs a good laugh sometimes.










When I was six years old and my brother was eight, each of us was given a quarter to spend in a candy store before seeing a movie.  I thought my quarter was a fortune, but not so my brother.  The third-grader was unhappy with the quantity of popcorn he could get for his coin and complained to the shopkeeper.  The impatient shopkeeper asked my brother, “What do you want for 25 cents, the Brooklyn Bridge?”  My brother said, “Yeah, ya got any in stock?”


This exchange happened in the late 1950s on Staten Island.  The TV show Impractical Jokers is also a creation of Staten Islanders: four guys who stage embarrassing hidden camera pranks around New York City.  It is no coincidence that this show features New Yorkers pulling weird, sometimes humiliating and disgusting pranks on other New Yorkers.  It’s the only place they could get away with it.  Humor, sarcasm, laughing at yourself and others, acerbic name-calling, and “ranking out” are essential coping mechanisms for life in New York – especially so for the mensches, the real people in the streets, stores, and neighborhoods.


New Yorkers have what psychologists call a large capacity for benign violation.  In other words, they can take it, and they can dish it out, too.  When the New Insensitive Male in the White House calls the identity-hoaxer Senator Elizabeth Warren “Pocahontas” – punctuated by adding that the only apology he makes is to the real Pocahontas for comparing her to goofy Liz – Trump is being an archetypal guy from Queens. He is deploying humorous mockery, a powerful coping mechanism in conflict situations, which, like my brother, he learned to use as a child.


President Trump is liberating Americans from the mental prison of political correctness and allowing them to laugh again.  But the sourpuss left wing doesn’t get the joke.  On the contrary, left-wing media are all panty-wadded about Trump’s Pocahontas jibe, and of course, they are wailing about racism.  Senator Warren herself wrote that Trump showed “the very worst of gutter politics.”  The senator thinks nothing in politics could be worse than her being called a sarcastic name?  She must consider herself a supremely important person.


Psychologists have advanced many theories to understand the dynamics of humor and what makes people laugh.  Benign violation theory is a recent addition to this literature by Caleb Warren and A. Peter McGraw.  It is particularly robust in explaining why many people find Trump’s Pocahontas moniker amusing while others are greatly offended.  Benign violation theory posits that humor is experienced when a circumstance is simultaneously perceived as a violation but also as being benign.  Most violations do not amuse, but a violation that is perceived as OK, acceptable, or safe produces amusement and laughter.  The theory explains that major forms of humor such as puns, sarcasm, punch lines, practical jokes, slapstick, and horseplay make people laugh because they involve violations of linguistic, physical, or cultural conventions (“Take my wife – no, please, take her.”) yet at the same time are benign and therefore acceptable to the recipient of the humorous attempt.


Because sarcasm involves saying one thing but meaning the opposite, it violates conversational norms of meaning.  When it is perceived as safe, such as the proverbial sale of the Brooklyn bridge, it can be funny.  Trump gives Senator Warren the name of a Powhatan Indian princess who died in 1617 because he believes that the senator is not an American Indian as she has claimed to be.  The senator and others of the far left not only don’t find the sarcasm amusing, but splutter that it is a racist outrage.  BVT theory neatly accounts for this: “Sarcasm isn’t funny to people who don’t detect the speaker’s true intention.  Nor is it funny to people who don’t approve of the speaker’s true intention.”


The left wing strongly disapproves of the president’s intention to call out Senator Warren’s hoax.  This is because classical liberalism is gone, replaced by dogma focused on oppressions of the distant past and sustained by bitter delusions that seek the worst in the human heart – politics founded upon the purported original and eternal sin of American white racism.  The priestcraft of the cult that replaced liberalism is driven by an obsessive search for innovative examples of white racism to confirm itself, enlarging upon loony white privilege theory and sniffing around every sombrero for signs of “cultural appropriation.”  This season’s fashion-forward term on the bigotry runways is “white supremacy.”  Regarding the knee-jerk outrage at the president’s jokes, blind dogmatists are not known for their sense of humor.


Trump’s humor will prevail against the left’s addiction to racism-spotting because his sarcasm is benign to people who love America as she is.  Calling Warren Pocahontas resonates with the wish of Americans for the restoration of a meritocracy and equal opportunity in academia.  In her (unsuccessful) outrage, Senator Warren is hoping that people who really are of American Indian ancestry will continue to burn in the long banked fires of historic victimization.  But she is also stoking a non-benign attitude toward America.  Leftists can’t laugh at themselves or anything else anymore, and everybody needs a good laugh sometimes.





via American Thinker

Enjoy this article? Read the full version at the authors website: http://ift.tt/TYiPDP

A Time for War: The Cold Civil War Continues…and Trump Is Winning


Our economic growth is over 3%.  After nearly a decade, our economy is clearly coming out of the doldrums, and the U.S. population is becoming optimistic about its future.


Trump is remaking the judiciary, an extraordinary achievement.


Illegal immigration is down, eventually to be controlled.  A real border for a real country.


The military is strong, confident, and doing its job.  ISIS and radical Islam are genuinely being defeated.


Our alliances overseas are strengthening, and our leadership is successfully realigning friends from the Obama-Clinton years of destruction.  Other countries respect and fear us once again.


America is becoming great again.


Domestically, embittered adversaries on the left are melting down, in multiple ways.  Their elites are being shown as irrational, immoral, hypocritical, rudderless, and foolish in an overwhelming wave of self-induced negativity.  Their illusion of cultural greatness is falling apart, from Hollywood to the media to the educrats to the Democratic Party itself.  They are failing miserably.


The Clinton crime family is going under for the third time, dragging others with it.


Yes, it’s wonderful to watch the left disintegrate, but don’t forget: they still own the education system and have won too many hearts and minds to their own party.  It ain’t over ’til it’s over.  We may be winning, but we haven’t won yet.


So let’s talk about really winning this thing.  In order to really win, there are a few things we need to remember.  And never forget: the things we must remember are those qualities that made us a great nation.  Those unique strengths that define humanity at its best, corporately and individually.  They include the freedoms to excel and improve.


We are between the great holidays of Thanksgiving and Christmas, and as the song says, it’s the most wonderful time of the year.  It’s a time to recall and reflect on what are the best things this life has to offer.


Reagan said this in 1986:


Perhaps no custom reveals our character as a nation so clearly as our celebration of Thanksgiving Day. Rooted deeply in our Judeo-Christian heritage, the practice of offering thanksgiving underscores our unshakable belief in God as the foundation of our nation and our firm reliance upon Him from Whom all blessings flow.


Succinct.  And this quote was taken in the middle of the Cold War, when the winner was in doubt.  Reagan was reminding us of how to be thankful in the midst of a time of great strife and difficulty.  He wanted us to know that “winning” was not enough.  We needed to know that winning was tied up with high character and purpose, for our nation and for each of us as individuals.


Giving thanks for what we have and have been given.  To God.  With our families and friends.  Hoping, by faith, to achieve higher character.


Yes, we are in a cold civil war.  We cannot truly win that war if we devolve.  We cannot win that war if we become like those we have been fighting.  Stooping to their level will not fly.  We cannot become like the Jacobins of the left.  That is a construct we have to follow.  We cannot allow hate or bitterness to succeed in gaining a foothold in us.


We can hate what they’ve done without hating them personally.  We can be confident when we come against hate, but we must not let ourselves take on the character of those we have fought so hard against.


George Washington said the following about division:


The alternate domination of one faction over another, sharpened by the spirit of revenge natural to party dissension, which in different ages and countries has perpetrated the most horrid enormities, is itself a frightful despotism. But this leads at length to a more formal and permanent despotism.


As much as we need to despise what the left has done and ofttimes has stood for, we cannot let ourselves become despots.  We can’t exact revenge on individuals or groups that have wished us ill or even have done wrong things to us.  Instead, we need to remember the importance of forgiveness.  And please, I am not confusing forgiveness with approval, consent, or seeking justice for criminality.  We need to look forward to convincing as many as possible on the left to move toward a reconciliation and a reunification.  Gloating, dominating, excluding, and belittling those who would move toward betterment should not be done.


Yep, that may be a pipe dream with many we know and see on the left, but it has been done before.  And yes, it will take a long time.


The Civil War was not yet over when Lincoln said it this way:


With malice toward none, with charity for all, with firmness in the right as God gives us to see the right, let us strive on to finish the work we are in, to bind up the nation’s wounds, to care for him who shall have borne the battle and for his widow and his orphan, to do all which may achieve and cherish a just and lasting peace among ourselves and with all nations.


Once again, the calling onward of a citizenry to high character and not revenge.


Without this we cannot become great again.  Make America Great Again.  What an amazing slogan.  It’s simple and powerful, and it calls us upward to better things.  Those things are not simply material, meaning rising economic fortune; they’re the deep improvement of virtue that brings on and fulfills a strong economic well-being.  This would be virtue in the classic sense, in its finest and fullest sense.


No, perfection isn’t possible, so get that out of mind.  Betterment, however, is.  We cannot confuse virtue with church lady-like pronouncements, nor take a sourpuss attitude of clucking at things we deem unclean.  Humor, building families, building businesses, building friendships and communities.  So much to do, so little time.


“Character is destiny” is a saying attributed to the Greek philosopher Heraclitus.  This is a truth that should be remembered, a truth once upon a time embedded in our culture, a truth we must renew.  With malice toward none, with charity for all.


How do we develop character?  To what do we aspire?  I’ll leave it to the real expert, who was asked what the most important things are.  He replied that virtually everything else hung on us following these two instructions freely:


“‘You shall love the Lord your God with all your heart, with all your soul, and with all your mind.  This is the first and great commandment. 


 And the second is like it: You shall love your neighbor as yourself.”


The faith to build character for now and for future generations.


The way to truly make America great again.










The cold civil war we are fighting is not just going well.  Contrary to what was once expected, this war right now is in a stage of overwhelming success.  Not that we have won anything permanent, but one has to be amazed at how positively things are going.


Consumer confidence is close to an all-time high.


Our economic growth is over 3%.  After nearly a decade, our economy is clearly coming out of the doldrums, and the U.S. population is becoming optimistic about its future.


Trump is remaking the judiciary, an extraordinary achievement.


Illegal immigration is down, eventually to be controlled.  A real border for a real country.


The military is strong, confident, and doing its job.  ISIS and radical Islam are genuinely being defeated.


Our alliances overseas are strengthening, and our leadership is successfully realigning friends from the Obama-Clinton years of destruction.  Other countries respect and fear us once again.


America is becoming great again.


Domestically, embittered adversaries on the left are melting down, in multiple ways.  Their elites are being shown as irrational, immoral, hypocritical, rudderless, and foolish in an overwhelming wave of self-induced negativity.  Their illusion of cultural greatness is falling apart, from Hollywood to the media to the educrats to the Democratic Party itself.  They are failing miserably.


The Clinton crime family is going under for the third time, dragging others with it.


Yes, it’s wonderful to watch the left disintegrate, but don’t forget: they still own the education system and have won too many hearts and minds to their own party.  It ain’t over ’til it’s over.  We may be winning, but we haven’t won yet.


So let’s talk about really winning this thing.  In order to really win, there are a few things we need to remember.  And never forget: the things we must remember are those qualities that made us a great nation.  Those unique strengths that define humanity at its best, corporately and individually.  They include the freedoms to excel and improve.


We are between the great holidays of Thanksgiving and Christmas, and as the song says, it’s the most wonderful time of the year.  It’s a time to recall and reflect on what are the best things this life has to offer.


Reagan said this in 1986:


Perhaps no custom reveals our character as a nation so clearly as our celebration of Thanksgiving Day. Rooted deeply in our Judeo-Christian heritage, the practice of offering thanksgiving underscores our unshakable belief in God as the foundation of our nation and our firm reliance upon Him from Whom all blessings flow.


Succinct.  And this quote was taken in the middle of the Cold War, when the winner was in doubt.  Reagan was reminding us of how to be thankful in the midst of a time of great strife and difficulty.  He wanted us to know that “winning” was not enough.  We needed to know that winning was tied up with high character and purpose, for our nation and for each of us as individuals.


Giving thanks for what we have and have been given.  To God.  With our families and friends.  Hoping, by faith, to achieve higher character.


Yes, we are in a cold civil war.  We cannot truly win that war if we devolve.  We cannot win that war if we become like those we have been fighting.  Stooping to their level will not fly.  We cannot become like the Jacobins of the left.  That is a construct we have to follow.  We cannot allow hate or bitterness to succeed in gaining a foothold in us.


We can hate what they’ve done without hating them personally.  We can be confident when we come against hate, but we must not let ourselves take on the character of those we have fought so hard against.


George Washington said the following about division:


The alternate domination of one faction over another, sharpened by the spirit of revenge natural to party dissension, which in different ages and countries has perpetrated the most horrid enormities, is itself a frightful despotism. But this leads at length to a more formal and permanent despotism.


As much as we need to despise what the left has done and ofttimes has stood for, we cannot let ourselves become despots.  We can’t exact revenge on individuals or groups that have wished us ill or even have done wrong things to us.  Instead, we need to remember the importance of forgiveness.  And please, I am not confusing forgiveness with approval, consent, or seeking justice for criminality.  We need to look forward to convincing as many as possible on the left to move toward a reconciliation and a reunification.  Gloating, dominating, excluding, and belittling those who would move toward betterment should not be done.


Yep, that may be a pipe dream with many we know and see on the left, but it has been done before.  And yes, it will take a long time.


The Civil War was not yet over when Lincoln said it this way:


With malice toward none, with charity for all, with firmness in the right as God gives us to see the right, let us strive on to finish the work we are in, to bind up the nation’s wounds, to care for him who shall have borne the battle and for his widow and his orphan, to do all which may achieve and cherish a just and lasting peace among ourselves and with all nations.


Once again, the calling onward of a citizenry to high character and not revenge.


Without this we cannot become great again.  Make America Great Again.  What an amazing slogan.  It’s simple and powerful, and it calls us upward to better things.  Those things are not simply material, meaning rising economic fortune; they’re the deep improvement of virtue that brings on and fulfills a strong economic well-being.  This would be virtue in the classic sense, in its finest and fullest sense.


No, perfection isn’t possible, so get that out of mind.  Betterment, however, is.  We cannot confuse virtue with church lady-like pronouncements, nor take a sourpuss attitude of clucking at things we deem unclean.  Humor, building families, building businesses, building friendships and communities.  So much to do, so little time.


“Character is destiny” is a saying attributed to the Greek philosopher Heraclitus.  This is a truth that should be remembered, a truth once upon a time embedded in our culture, a truth we must renew.  With malice toward none, with charity for all.


How do we develop character?  To what do we aspire?  I’ll leave it to the real expert, who was asked what the most important things are.  He replied that virtually everything else hung on us following these two instructions freely:


“‘You shall love the Lord your God with all your heart, with all your soul, and with all your mind.  This is the first and great commandment. 


 And the second is like it: You shall love your neighbor as yourself.”


The faith to build character for now and for future generations.


The way to truly make America great again.





via American Thinker

Enjoy this article? Read the full version at the authors website: http://ift.tt/TYiPDP

Elizabeth Warren sowing panic to ‘regulate’ the credit industry

It’s a point that’s been made to death: U.S. politics have never been polarized as much as it is polarized today.  Rhetoric has become more heated in what seems like an arms race to stoke – and capitalize on – the most outrage.


Christmas came early for regulation demagogues on September 7, when Equifax, a credit-reporting agency, announced that it had suffered a catastrophic data breach.  People panicked – up to 145 million Americans had their identity data compromised.  Nobody can blame Americans for reacting this way to being exposed to identity theft.  But not so blameless are Senators Elizabeth Warrior (D-Mass.) and Brian Schatz (D-Hawaii), who introduced the FREE Act.  It’s regulation of an increasingly common kind: thoughtless, opportunistic legislation with bad solutions.



The FREE Act and other bills inspired by it would mandate that companies provide credit freezes to consumers for free.  The rhetoric behind it follows the same rubric as all demagoguery: approach complex issues with


1.outrage-mongering and




2.simplistic solutions.




It goes without saying that the government can’t just mandate prices of services to become zero without any negatives.  The result will be less efficiency in the credit industry, and average Americans will be the ones hurt the most due to the constraint in the availability of credit.  Credit ratings exist as a metric to rationally evaluate credit risk, and preventing resources from being used in this evaluation will just make credit harder to come by.  And shrinking the credit availability of an entire sector of the economy has serious consequences.


Regulating credit freezes would also serve to empower the notoriously lawless Consumer Financial Protection Bureau, the brainchild of Senator Warren before she took office.  The rhetoric supporting her pet agency should be familiar in its hyperbolic slant: Warren characterizes any criticism of the CFPB as a conspiracy between banks and “their Republican friends in Congress.”


That’s ridiculous and should immediately raise a red flag.  Serious people seeking the common good do not characterize their critics as Saturday-morning cartoon villains.


And perhaps more worrying is the intersection of this overblown rhetoric with its stated goals.  Warren thinks the whole credit-reporting industry “should be completely transformed.”  That’s a big goal, and far-reaching legislation can’t be motivated by hyperbolic black-and-white thinking.  That’s how the worst kind of policy finds its legs.


Senator Warren should prove that she is committed to a sober pursuit of rational policy.  Here’s how she can do it:


1. Offer an evidence-based, non-emotional explanation for why the FREE Act won’t lead to new costs for consumers and businesses.  Economic theory indicates that credit freezes and unfreezes are a service that requires resources, and mandating that such a service be provided for free will lead to market disruptions.  Argue convincingly that this will not happen.


2. Offer evidence that Equifax’s blunders indicate that the credit industry in general is broken and in need of transformational reforms.


3. Honestly engage with the discussions of the Consumer Financial Protection Bureau’s lack of accountability.  Arguments that Republicans are wicked henchmen of a conspiracy to hurt consumers are not an honest engagement of these ideas.


4. Paint what is, in your mind, the most realistic picture of how the credit industry works.  Then compare this to the models that are the consensus of non-partisan economists. 


5. Demonstrate how better oversight and enforcement with on-the-books regulations would not suffice.


6. Demonstrate that you understand the actual arguments of the critics of the FREE Act and not your own emotionally laden caricature of those arguments.  This can be done through what’s known as an ideological Turing test.


Point number five is perhaps the most important.  Senator Warren expects hyperventilating words and absurd misrepresentations of her opponents to do the work for her.  But that isn’t how good policy is crafted.  Good policy comes from sober and evenhanded analyses of the facts.  Until proponents of the FREE Act can demonstrate their commitment to such analyses, they can’t be taken seriously as crusaders for the common good.


The two sides of this argument couldn’t be more different.  One sees apocalypse and conspiracy in every instance of opposition to the latest regulatory power-grab.  The other calls for scrutiny and moderation.


It’s not going to be the end of the world if the FREE Act passes.  That’s an absurd thing to believe.  Elizabeth Warren isn’t evil.  That’s also absurd.  The FREE Act is a well intentioned but badly reasoned piece of legislation – the precise type that tends to further bloat the morass of the federal bureaucracy.


It’s a point that’s been made to death: U.S. politics have never been polarized as much as it is polarized today.  Rhetoric has become more heated in what seems like an arms race to stoke – and capitalize on – the most outrage.


Christmas came early for regulation demagogues on September 7, when Equifax, a credit-reporting agency, announced that it had suffered a catastrophic data breach.  People panicked – up to 145 million Americans had their identity data compromised.  Nobody can blame Americans for reacting this way to being exposed to identity theft.  But not so blameless are Senators Elizabeth Warrior (D-Mass.) and Brian Schatz (D-Hawaii), who introduced the FREE Act.  It’s regulation of an increasingly common kind: thoughtless, opportunistic legislation with bad solutions.


The FREE Act and other bills inspired by it would mandate that companies provide credit freezes to consumers for free.  The rhetoric behind it follows the same rubric as all demagoguery: approach complex issues with


1.outrage-mongering and




2.simplistic solutions.




It goes without saying that the government can’t just mandate prices of services to become zero without any negatives.  The result will be less efficiency in the credit industry, and average Americans will be the ones hurt the most due to the constraint in the availability of credit.  Credit ratings exist as a metric to rationally evaluate credit risk, and preventing resources from being used in this evaluation will just make credit harder to come by.  And shrinking the credit availability of an entire sector of the economy has serious consequences.


Regulating credit freezes would also serve to empower the notoriously lawless Consumer Financial Protection Bureau, the brainchild of Senator Warren before she took office.  The rhetoric supporting her pet agency should be familiar in its hyperbolic slant: Warren characterizes any criticism of the CFPB as a conspiracy between banks and “their Republican friends in Congress.”


That’s ridiculous and should immediately raise a red flag.  Serious people seeking the common good do not characterize their critics as Saturday-morning cartoon villains.


And perhaps more worrying is the intersection of this overblown rhetoric with its stated goals.  Warren thinks the whole credit-reporting industry “should be completely transformed.”  That’s a big goal, and far-reaching legislation can’t be motivated by hyperbolic black-and-white thinking.  That’s how the worst kind of policy finds its legs.


Senator Warren should prove that she is committed to a sober pursuit of rational policy.  Here’s how she can do it:


1. Offer an evidence-based, non-emotional explanation for why the FREE Act won’t lead to new costs for consumers and businesses.  Economic theory indicates that credit freezes and unfreezes are a service that requires resources, and mandating that such a service be provided for free will lead to market disruptions.  Argue convincingly that this will not happen.


2. Offer evidence that Equifax’s blunders indicate that the credit industry in general is broken and in need of transformational reforms.


3. Honestly engage with the discussions of the Consumer Financial Protection Bureau’s lack of accountability.  Arguments that Republicans are wicked henchmen of a conspiracy to hurt consumers are not an honest engagement of these ideas.


4. Paint what is, in your mind, the most realistic picture of how the credit industry works.  Then compare this to the models that are the consensus of non-partisan economists. 


5. Demonstrate how better oversight and enforcement with on-the-books regulations would not suffice.


6. Demonstrate that you understand the actual arguments of the critics of the FREE Act and not your own emotionally laden caricature of those arguments.  This can be done through what’s known as an ideological Turing test.


Point number five is perhaps the most important.  Senator Warren expects hyperventilating words and absurd misrepresentations of her opponents to do the work for her.  But that isn’t how good policy is crafted.  Good policy comes from sober and evenhanded analyses of the facts.  Until proponents of the FREE Act can demonstrate their commitment to such analyses, they can’t be taken seriously as crusaders for the common good.


The two sides of this argument couldn’t be more different.  One sees apocalypse and conspiracy in every instance of opposition to the latest regulatory power-grab.  The other calls for scrutiny and moderation.


It’s not going to be the end of the world if the FREE Act passes.  That’s an absurd thing to believe.  Elizabeth Warren isn’t evil.  That’s also absurd.  The FREE Act is a well intentioned but badly reasoned piece of legislation – the precise type that tends to further bloat the morass of the federal bureaucracy.






via American Thinker Blog

Enjoy this article? Read the full version at the authors website: http://ift.tt/1c2jbfc

Gun-Rights Groups File Suit Against New California Assault Weapons Regulations

A number of gun-rights groups joined forces to file a lawsuit against California’s latest assault weapons regulations on Thursday.

The Second Amendment Foundation, Calguns Foundation, Firearms Policy Coalition, and Firearms Policy Foundation joined with a number of individual California residents to sue the state’s attorney general. The suit, Holt et. al. v. Becerra et. al., alleged the way California’s Department of Justice implemented new gun regulations was unlawful. It said the process by which the department broadened the definition of what the state considers an illegal "assault weapon" sought to avoid a mandated public comment period in a way that renders the underlying regulations unenforceable.

"The Department of Justice has pushed through a broad set of ‘assault weapons’ regulations through the state Office of Administrative Law without any oversight or public input," the Second Amendment Foundation said in a release. "As a result, the state DOJ has essentially revamped California’s regulatory scheme."

Alan Gottlieb, the group’s founder, said the lawsuit was necessary to protect the rights of gun-owning Californians from bureaucratic overreach.

"The state’s relentless effort to crush the rights of law-abiding gun owners has gotten completely out of hand," Gottlieb said. "In this particular case, the new regulations not only exceed the scope of the law, they are in conflict with the law, and are contradictory in some cases. It amounts to an illegal regulatory scheme that should not be allowed to go forward. The government agencies responsible for enforcing the law must also follow the law. This case is an important step in protecting millions of law-abiding gun owners from an out-of-control regulatory state."

The individual plaintiffs in the case—George Holt, Irvin Hoff, Michael Louie, and Rick Russell—said the firearms they lawfully purchased before the regulations in question would be subject to either a burdensome new registration process or effectively outlawed. They argue the regulations created by the DOJ would make them subject to potential criminal prosecution that wouldn’t otherwise exist under California law.

"By making and enforcing unlawful rules, and going around the rules to do it, the DOJ is putting tens if not hundreds of thousands of law-abiding people at risk of serious criminal liability," said plaintiffs’ attorney George M. Lee. "This case seeks to make the DOJ follow the same laws they impose on others and protect law-abiding gun owners in the process."

The California gun-rights groups attached to the case argued the DOJ was working in bad faith and needed to be challenged in court.

"The DOJ has used every trick in the book to avoid good faith rulemaking action, and we cannot allow that to go unchallenged," Gene Hoffman, chairman of the Calguns Foundation, said. "California laws are bad enough without piling on unlawful and harmful regulations, so we seek here to restore the rule of law—and some sanity."

Firearms Policy Coalition president Brandon Combs called the state’s gun-control policies "bipolar."

"On one hand, the State is requiring people to register virtually all of their guns," Combs said. "On the other hand, the DOJ is doing everything it can to suppress compliance and prevent people from registering their guns."

Firearms Policy Foundation vice president Jonathan Jensen warned many law-abiding Californians could be arrested if the regulations are allowed to stand.

"The DOJ is playing a dangerous game with the law, and it needs to stop," Jensen said. "Tens of thousands of people could face potential felonies in just a handful of months, and meanwhile the DOJ has moved the goalposts with the registration clock ticking."

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The NFL will hear ‘Can’t Buy Me Love’ from fans like me

We hear that the NFL will contribute $100 million to the players’ social concerns, or something like that.    


This is from Jim Hanson:   



NFL owners seem poised to donate nearly $100 million (including some contributions from players) over seven years to support the favorite social justice causes of the players. 


But in a perfect show of how incompetent they are, the owners will get nothing from the players in return. No promise to stop disrespecting the national anthem or any other meaningful concessions.


Who taught these clowns to negotiate, Neville Chamberlain? Obviously, they are used to trying to buy their way out of problems. 


Can you even imagine the sum total spent bailing their pampered players out of legal beefs, domestic violence and sexual misconduct issues? 


It would likely dwarf even Congress and Hollywood. But do they really think this will solve their problem?


Maybe the commissioner got his negotiation lessons from the Obama Iran nuclear deal or the Cuba detente?


As an NFL fan, I find this deal rather weak.   


First, these “social concerns” do not need money. What we need is for players to get involved in their communities, from working with the police chief to telling young people about the importance of fatherhood.   


Second, I am angry with the NFL because the players are not respecting the national anthem. I understand that there are grievances and would be happy to hear them. Please don’t tell me about them when you being disrespectful to your flag or anthem.


It is still incredible to me how the NFL has allowed the actions of a small group of “employees” to hurt the brand of the employer. This is not a civil rights issue but rather players who’ve chosen to “demonstrate” when they are on the clock.


It’s incredible that Commissioner Roger Goodell has allowed all  this happen!


So the NFL moves on and more fans like me will move on too. I will watch the Cowboys but I’m done with the other games. Remember that spring training and play ball is about 90 days away!


P.S. You can listen to my show (Canto Talk) and follow me on Twitter.


We hear that the NFL will contribute $100 million to the players’ social concerns, or something like that.    


This is from Jim Hanson:   


NFL owners seem poised to donate nearly $100 million (including some contributions from players) over seven years to support the favorite social justice causes of the players. 


But in a perfect show of how incompetent they are, the owners will get nothing from the players in return. No promise to stop disrespecting the national anthem or any other meaningful concessions.


Who taught these clowns to negotiate, Neville Chamberlain? Obviously, they are used to trying to buy their way out of problems. 


Can you even imagine the sum total spent bailing their pampered players out of legal beefs, domestic violence and sexual misconduct issues? 


It would likely dwarf even Congress and Hollywood. But do they really think this will solve their problem?


Maybe the commissioner got his negotiation lessons from the Obama Iran nuclear deal or the Cuba detente?


As an NFL fan, I find this deal rather weak.   


First, these “social concerns” do not need money. What we need is for players to get involved in their communities, from working with the police chief to telling young people about the importance of fatherhood.   


Second, I am angry with the NFL because the players are not respecting the national anthem. I understand that there are grievances and would be happy to hear them. Please don’t tell me about them when you being disrespectful to your flag or anthem.


It is still incredible to me how the NFL has allowed the actions of a small group of “employees” to hurt the brand of the employer. This is not a civil rights issue but rather players who’ve chosen to “demonstrate” when they are on the clock.


It’s incredible that Commissioner Roger Goodell has allowed all  this happen!


So the NFL moves on and more fans like me will move on too. I will watch the Cowboys but I’m done with the other games. Remember that spring training and play ball is about 90 days away!


P.S. You can listen to my show (Canto Talk) and follow me on Twitter.






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BREAKING: Trump Supporter Hospitalized After Being Viciously Attacked By Left-Wing Antifa Terrorists in Boston

BREAKING: Trump Supporter Hospitalized After Being Viciously Attacked By Left-Wing Antifa Terrorists in Boston

Matthias Thorpe, a co-organizer for the Boston free speech rallies, was brutally attacked by a mob of Antifa on Friday evening — resulting in multiple fractures in his face.

Thorpe, 28, and a few friends had attended a discussion about Antifa featuring Mark Bray, the author of the Anti-Fascist Handbook at the Harvard Coop. He stated that they had not attended with intentions to shut down the event or disrupt it, but did ask meaningful questions about the implications of communism — such as asking if fascism that killed six million people is worse than communist fascism which has killed approximately 100 million people.

“He never answered my question, but people in the crowd recognized me because my picture was on one of the Antifa websites,” Thorpe told Gateway Pundit.

The group was eventually thrown out of the event as they lightly trolled towards the end, chanting “Trump” and “build the wall.”

Once outside, Thorpe said that he and his friends stuck around to attempt to have discussions with others who had attended. He stated that he had a few interesting interactions and everything was going reasonably well.

Around 9 p.m., as he was planning to leave, a woman walked out of the Coop, pointed to him and began shouting that he is a “Nazi.”

“Before I could even respond this girl tries to hit me, so I defend myself and all of a sudden someone came up behind me and grabbed me. There was a whole swarm of them around me punching me in the face,” Thorpe said.

Thorpe was being assaulted with the fists of a mob that he believes was “at least 7-10 people.” His assailants were not wearing masks.

Once he broke free, the group began mocking him and shouting things like “run Nazi, run,” leading to him running back into the group and throwing a punch. “The group came in and swarmed me again and began punching me over and over,” he said.

Eventually, Thorpe found himself on the ground, covered in blood, swollen and in a lot of pain. His face is fractured in three places — so severely that a bone completely detached. He will need to see a plastic surgeon to make sure that the bone does not drift away and repair itself improperly — but he does not have health insurance.

“What was interesting to me is that they did this right outside a store, in a main area of Harvard Square,” Thorpe explained. “They knew who I was and that’s why they attacked me.”

Thorpe has described the assault as a domestic terrorist attack and vowed to attempt to identify his attackers and pursue charges.

“I’m looking at this as a terrorist attack to be honest. It was a politically motivated attack, which I think in definition would be a domestic terrorist attack. I am going to try to go forward with prosecuting these people as much as I can, but I need to find video from the event,” Thorpe stated.

Thorpe hopes that people sharing his story will help put pressure on law enforcement to more heavily investigate Antifa.

“These people were bold enough to do this in a heavily populated area, what else are they bold enough to do?” Thorpe asked.

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Remembering Stalin’s Hunger

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BY:

History is the only laboratory we have in which to test the effect of ideas. Scientific knowledge may progress by abandoning its old notions and even forgetting them. But political knowledge—the interplay of regimes and policies and personalities—advances only while we recall the political arrangements of the past and what came of them. In the old adage of Dr. Johnson, humankind is far more often in need of being reminded than of being instructed.

The modern historian Anne Applebaum is determined that no one forget what Soviet communism really was, and in many ways her latest book, Red Famine, is simply a cry for remembrance of the Holodomor—the great Soviet starvation of the early 1930s, in which nearly 4 million Ukrainians died because Joseph Stalin had an idea, and the political regime he ruled allowed him to implement it.

“The starvation of a human body,” Applebaum notes, “always follows the same course. In the first phase the body consumes its stores of glucose. . . . In the second phase, . . . the body begins to consume its own fats. . . . In the third phase, the body devours its own proteins.” In the end—skin thinned, eyes sclerotic, belly swollen, the mind beaten down by hallucinations—a mortal apathy takes hold as the body slumps toward death.

Just as starvation follows a familiar course in each individual, so food shortages all follow a recognizable pattern. As Amartya Sen showed in his classic 1981 study, Poverty and Famines, government is a primary cause of scarcity. Modern famines aren’t acts of God so much as acts of politics: born of the actions and inactions of distant officials, the incompetence and cupidity of local administrators, and, perhaps most of all, the imposition of bad policy at the highest reaches of power.

Here in 2017, the centennial of the Russian Revolution, Applebaum insists that we look again at how the Ukrainian famine was allowed to begin and how it was allowed to continue. The particulars she relates are fascinating, but, as Sen would have predicted, the overall story traces a murderous arc that ought to be familiar: the death of millions in the exercise of tyrannical power. When we forget what Communist tyranny did, we forget why we must always resist its return.

In the battles that followed the Bolshevik revolution, the system of Soviet  republics slowly emerged in part as Lenin’s way to coopt the peasants and tie them to the Russian government that was determined to keep the breadbasket of Ukrainian territory within the new Communist territory. Stalin began his own rule by expanding the policy, allowing Ukraine to keep some distinctive national elements.

By 1927, however, Stalin felt the political situation had become both more secure and more fragile. International threats loomed large in the Russian mind, even while greater controls over the population allowed large-scale attempts to modernize the Soviet republics. The peasants as a class, especially the richer peasants known as kulaks, resisted Communist efforts and thereby seemed in league with foreign powers. So Stalin began confiscating land to form collective farms.

It was, in conception, a political masterstroke, aimed at solving all his problems at once. Forcing the peasants to join collective farms would disempower the kulaks and thereby weaken Ukrainian identity. Collectivization promised a uniform modernizing of agriculture, which would increase yields across the Soviet empire. Even more, it would allow greater state control of agriculture—providing Moscow with Ukrainian food to distribute to less treasonous Soviet areas, ensuring their loyalty to Moscow. The collective farms would even provide grain that could be sold abroad, bringing in the cash necessary for Stalin’s radical plans to build a modern industrial base for the Soviet Union.

Unfortunately, the farming population resisted, which Stalin took as sedition. Brutal police enforcers from the cities were sent in to punish the peasants, killing anyone they suspected of hiding grain and confiscating even the seed they needed for the next planting. And so the familiar tale of modern famine began to march toward its inevitable conclusion. “Starvation,” Applebaum points out, “was the result of the forcible removal of food from peoples’ home; roadblocks that prevented peasants seeing work or food; blacklists imposed on farms and villages.”

In the Great Famine of 1932 and 1933, cannibalism became an open secret. All pets and farm animals disappeared. The hunger of the farmers reduced their strength to work the farms, worsening the crisis. And around 3.9 million Ukrainians starved to death, with at least a million more elsewhere in the Soviet Union. None of that famine originated in the old causes of bad weather. Stalin killed the peasants because he had ordered a policy that no one could resist.

Robert Conquest’s path-breaking 1986 study, The Harvest of Sorrow, convinced most readers that the famine had in fact taken place, though the Soviets never fully admitted it and, as Applebaum acidly points out, Western journalists (notably the New York Times‘s Walter Duranty) helped keep the millions of deaths hidden from the world.

The only question that remains these days is whether Stalin directly intended the deaths. He certainly caused them with his policies, and he was obviously willing to allow the slaughter to continue, once it had began. But did he want a Ukrainian genocide from the beginning? Given the archival evidence of Soviet pride in destroying the kulaks, the answer seems to be both yes and no. Stalin planned on any number of deaths, and he pursued his agricultural reforms even once it was clear that no goal other than punishing the peasants was being served. “Stalin did not seek to kill all Ukrainians,” Applebaum writes. But he did intend to eliminate “the most active and engaged.”

In Red Famine, Applebaum shows that she understands the purposes that remembering the Holodomor serves today. The Ukrainians have repurposed the particular Soviet oppression as general Russian oppression, with the Great Famine understood as a deliberate genocide—and thus a rallying cry for Ukraine to resist encroachment from Putin’s post-Soviet Russia.

With her 2004 Pulitzer Prize-winning volume, Gulag: A History, Anne Applebaum endeavored to return to conscious memory the Soviet prison system that figures from Alexander Solzhenitsyn to Robert Conquest had chronicled. It was a fine book, just as Red Famine is a fine book. But Applebaum’s greatest strength—her most admirable gift to her readers—is her unwillingness to let us forget just how relentlessly murderous, cruel, and ideological the Soviet regime really was.

She knows, in other words, that here in 2017, a hundred years after the Bolshevik revolution, we are still in need of being reminded what the laboratory of history has taught us about the evil of communism.

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Survey: 34 Percent of Students in Default Never Made a Payment

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BY:

More than one-in-three borrowers who have defaulted on their student loans did so without ever attempting to make a payment, according to a new report.

A record 11 percent of the 44 million former college students with outstanding loan debt now sit in default—far beyond the 8.6 percent peak in mortgage defaults at the height of the housing crisis that caused the Great Recession—according to the Student Loan Report. Nearly half of all those in default, 48.6 percent, said in a survey that they never obtained a college degree, while 33.8 percent have not made a single payment on their debt.

The majority of those in default have more than one student loan outstanding with 11.2 percent saying they have four or more debt payments to make.

The majority of respondents said they entered default because of their inability to find a good-paying job (30.85 percent), lost their job (22.62), or lived in communities with high living expense (28.52 percent). Just 39 percent of the defaulters said they had full-time jobs.

“The most common problems stem from either not working or getting laid off. Furthermore, a large group said their living expenses were too high, leading them to miss student loan payments. These all point to income problems—whether it’s too low or non-existent,” the report says.

Student loan debt is now largely backed by the federal government and carries unique terms compared to traditional credit card or mortgage loans. It cannot, for example, be discharged in bankruptcy courts. Many are hoping their creditors, whether private or federal, will simply forgive the debt with 48 percent saying they expect lenders to eat the loss.

That is unlikely to happen, according to the report.

“While this would be nice for those borrowers, student loan forgiveness is pretty difficult to qualify for,” it said. “Most people have to make payments for an extended period of time under the public service loan forgiveness program or another program that have strict eligibility requirements.”

The majority of borrowers are taking responsibility for their financial situation. About 60 percent say they are to blame for taking out the loans and failing to pay them back, while 73 percent said they have made plans to begin making good on the payments. Still, many defaulters do not see themselves ever fully paying off the loans. One-in-four respondents in the 500-person survey saw themselves as likely to escape the debt; 21.6 percent meanwhile said it was “very unlikely” they would ever pay it off.

Part of the problem stems from the ignorance many borrowers have about their debt. It takes 9 months of consecutive non-payments to attain default status, but only 13 percent of respondents were aware the fact. Of the remaining 87 percent, 30 percent believed they had 12 months to make payments before entering into default and suffering a hit to their credit scores.

The full report can be found here.

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Fashion Media Attack Melania Over White House Christmas Decorations

The media is attacking First Lady Melania Trump for her White House Christmas decorations, comparing Mrs. Trump to an evil "ice queen" and criticizing her for wearing a coat while she helped decorate a tree.

The fashion world had a different reaction to the Obamas final Christmas decoration display at the White House, which included giant stuffed animals of the Obama dogs and puerile snowmen.

"The Obamas have set the bar high for holiday decorating; future First Families have big shoes to fill," wrote Harpers Bazaar. The fashion magazine was awestruck by "friendly snowmen" "adorably dressed in earmuffs and scarves," and said a foyer in the White House was "perfectly decorated."

The magazine singled out "notable pieces of décor," such as the "super-sized stuffed toy replicas of the Obamas’ dogs Sunny and Bo," which were especially terrifying given Sunny’s penchant for mauling young girls and defecating in the White House.

Harpers Bazaar had no such praise for the decorations this year. Instead, the magazine criticized Melania for wearing an off-the-shoulder coat while decorating a Christmas tree, and piled on a Twitter meme that compared the decorations in the East Colonnade to scenes in horror films.

"Twitter really doesn’t like the White House Christmas decorations," wrote Harpers Bazaar, adding, "It’s been described as a ‘house of horrors.’"

The hallway is lined with tall "glistening wintry branches," and leads to a Christmas tree that pays tribute to Gold Star families with star ornaments.

Vogue also used the display as an opportunity to attack the Trump White House. The fashion magazine criticized the decorations as being "very, very white," and evoking an "apocalyptic, barren landscape similar to what some of us imagine lies in America’s future, or the calming white walls of a mental institution."

Numerous mainstream media outlets wrote the same story. The New Yorker called Melania a "wicked queen," Elle UK said she decorated the White House "like a nightmare," while the Daily Beast headlined its story, "Step Inside Melania Trump’s Nightmare Before Christmas."

This is not the first time the fashion world has attacked the first lady, herself a former super model who is fluent in five languages. Many criticized Melania for wearing stilettos in Washington, D.C., before heading to Houston to survey the damage from Hurricane Harvey. She changed into sneakers on Air Force One.

Vanity Fair snubbed Melania from this year’s best dressed list, but opted to include Barack Obama, who no longer is in office and often wears mom jeans. Vanity Fair praises Obama for that, too, featuring a slideshow tribute on its website, entitled, "President Obama: Forever in Dad Jeans."

Not every news story used the Christmas decorations to take a political swipe. The Washington Post wrote a straightforward write-up of Melania’s decoration choices, which were chosen under the theme "Time-Honored Traditions," a tribute to historical White House Christmas celebrations dating back to the John Adams administration.

The decorations included an 18-by-6-foot Balsam fir "decorated with ornaments bearing the seals of every state and U.S. territory," a tree "dedicated to families that lost loved ones in the military," and a "350-pound gingerbread house in the State Dining Room offers a view of the White House from the South Lawn, with wreaths on every window and a U.S. flag flying from its sugary rooftop."

The Post quoted Jennifer Pickens, an expert on White House East Wing traditions, who had high praise for Melania’s décor.

"Mrs. Trump’s impeccable style is seen in the beautifully understated decorations and give a great nod to the First Families that came before them," Pickens said.

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